Asset-Backed Only
Every instrument on GDATH is backed by identified, verifiable real-world assets. No unbacked tokens, no speculative derivatives, no synthetic instruments without underlying tangible value.
Islamic Finance Compliance Shariah-Native
Shariah-Native
by Design
Every layer of the Amanthes platform is architected from the ground up for full Islamic finance compatibility
Design Philosophy
Not Retrofitted — Architected
Unlike platforms that add Shariah compliance as an afterthought, Amanthes integrates Islamic finance principles at the architectural level. Every instrument is asset-backed, every transaction is tied to real economic activity, and no interest-bearing debt exists on the platform.
Real Economic Activity
All tradable instruments represent genuine economic activity — real estate development, commodity production, equity in operating businesses, or infrastructure project revenue.
No Riba (Interest)
The platform operates entirely without interest-bearing debt instruments. Profit-sharing (Mudarabah/Musharakah), leasing (Ijara), and forward sale (Salam/Istisna'a) structures replace conventional interest.
Transparency & Auditability
Public blockchain settlement ensures every transaction is immutably recorded and independently auditable — exceeding traditional finance transparency standards.
Regulatory Standards
AAOIFI & IFSB Alignment
Amanthes adheres to the two principal international standard-setting bodies for Islamic finance.
AAOIFI Standards
Accounting and Auditing Organization for Islamic Financial Institutions — the global standard for Shariah-compliant financial products, accounting, auditing, and governance. GDATH instruments are structured in accordance with AAOIFI Shariah Standards.
IFSB Guidelines
Islamic Financial Services Board — the international standard-setting body for regulatory and supervisory agencies. Amanthes governance and risk management frameworks align with IFSB principles for Islamic financial services.
Shariah Governance
Shariah Supervisory Board
An independent Shariah Supervisory Board (SSB) provides oversight, certification, and ongoing audit of all platform instruments and operations.
Product Certification
Every new instrument type and asset listing undergoes SSB review and Shariah certification before being offered on the platform.
Ongoing Audit
Regular Shariah compliance audits of platform operations, fee structures, and investment activities to ensure continuous adherence.
Fatwa Issuance
The SSB issues formal religious rulings (fatwas) on novel financial structures, providing clarity and confidence for Islamic institutional investors.
Annual Reporting
Publication of an annual Shariah compliance report detailing all board activities, certifications issued, and any remediation actions taken.
Product-Contract Mapping
Islamic Contract Structures
Each asset class on GDATH is mapped to established Islamic contract types recognized by AAOIFI and practiced across the global Islamic finance industry.
Tokenized Real Estate
Ijara / Diminishing Musharakah
Lease-to-own or declining partnership structures for fractional property ownership.
Commodity-Linked Instruments
Salam / Istisna'a
Forward sale or commissioned manufacturing contracts for physical commodity exposure.
Equity-Linked Tokens
Mudarabah / Musharakah
Profit-sharing or joint venture structures for enterprise equity participation.
REIT-Like Structures
Wakala / Trust
Agency or trust-based structures for pooled income-generating real estate.
Future Revenue Rights
Istisna'a / Sukuk
Commissioned asset or certificate structures for infrastructure revenue claims.
Regulatory Framework
Multi-Jurisdiction Compliance
Amanthes operates within a dual-jurisdiction regulatory framework designed to provide maximum legal certainty and investor protection.
UAE — VARA / DFSA / ADGM
Dubai's Virtual Assets Regulatory Authority (VARA), DIFC's DFSA, and Abu Dhabi's ADGM provide world-leading regulatory frameworks for digital assets. Over 70 VASPs licensed by end of 2025.
Pakistan — PVARA / SECP / SBP
Pakistan Virtual Assets Regulatory Authority established July 2025. SECP and State Bank of Pakistan provide complementary oversight. Binance and HTX received NOCs December 2025.
Shariah Compliance Inquiries
Questions About Our Shariah Governance?
For detailed information about our Shariah governance structure, SSB composition, or instrument certification process, please contact our compliance team.